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What Happens After You Submit Your Information
After completing our loan inquiry, we will attempt to connect you to a lender. If we find one, we will redirect you to the lender’s electronic signature page where they will disclose the terms and conditions of the loan offer. We highly recommend you read these terms carefully and ensure you can afford the payments before accepting the offer. If you can afford the loan, accept the terms and the funds will be deposited as soon as the next business day.
What is “Annual Percentage Rate” – APR?
The Annual Percentage Rate (APR) is the annual rate charged for borrowing and is expressed as a percentage that represents the actual yearly cost of funds over the term of the loan. As loans can vary in terms of interest-rate structure, transaction fees, late penalties and other factors, a standardized computation such as the APR provides borrowers with a bottom-line number they can easily compare to rates charged by other lenders. Because BetterLoansOption does not provide loans itself, it is important to contact the lender you are connected with directly to obtain the specific details of your loan agreement.
Representative Examples of APR
To better understand the financial implications of the interest and finance charges associated with a personal loan with a maximum APR of 35.99 percent, please consider the following representative example: If you were to borrow a $10,000 loan with a 24-month loan term, you would have a monthly payment of up to $590.42. Your total repayment amount would be up to $14,170.08.